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Life insurance on someone else?

I want to take out a life insurance policy on my mother.  I don't really know how to do it?..  She lives in a different state.  She's 48 years old right now.  She just bought a house a couple of years ago and in the same years managed to get high balance credit cards and maxed them all out.  And, I just recently found out that she put everything in my name so I get when she dies.  She still owes 70,000.00 dollars on this house and I don't want it.  She lives in the middle of no where Virginia and I live in Wisconsin.  I know 48 still seems young, but to be quite frank, she's a pretty bad alcoholic and I don't want to be strapped with all her debt when she passes.  I know that sounds terrible but I don't know what else to do.  So, I was thinking about taking out an affordable policy, if that's possible?  I want to know what I would need from her, if anything, and if anyone knows what a policy might cost me?  When you look online they ask you how long you want your policy to last, like 10,20 or 30 years.  Does that mean if I take out a 20yr policy and she dies before then, I have to keep paying before I get a pay out?  Or, if I take out a 10yr and she dies after, then I just wasted my money?  I just don't understand how it works so if someone could explain it to me in lamens terms, that'd be great.  Thanks!

BEST ANSWER:  Try this site where you can compare quotes: http://insurecheap.us/index.html?src=wikia50r8ctzrqRP48



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Life insurance on someone else?

I want to take out a life insurance policy on my mother.  I don't really know how to do it?..  She lives in a different state.  She's 48 years old right now.  She just bought a house a couple of years ago and in the same years managed to get high balance credit cards and maxed them all out.  And, I just recently found out that she put everything in my name so I get when she dies.  She still owes 70,000.00 dollars on this house and I don't want it.  She lives in the middle of no where Virginia and I live in Wisconsin.  I know 48 still seems young, but to be quite frank, she's a pretty bad alcoholic and I don't want to be strapped with all her debt when she passes.  I know that sounds terrible but I don't know what else to do.  So, I was thinking about taking out an affordable policy, if that's possible?  I want to know what I would need from her, if anything, and if anyone knows what a policy might cost me?  When you look online they ask you how long you want your policy to last, like 10,20 or 30 years.  Does that mean if I take out a 20yr policy and she dies before then, I have to keep paying before I get a pay out?  Or, if I take out a 10yr and she dies after, then I just wasted my money?  I just don't understand how it works so if someone could explain it to me in lamens terms, that'd be great.  Thanks!

BEST ANSWER:  Try this site where you can compare quotes: insurecheap.us


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Life insurance on someone else?

I want to take out a life insurance policy on my mother.  I don't really know how to do it?..  She lives in a different state.  She's 48 years old right now.  She just bought a house a couple of years ago and in the same years managed to get high balance credit cards and maxed them all out.  And, I just recently found out that she put everything in my name so I get when she dies.  She still owes 70,000.00 dollars on this house and I don't want it.  She lives in the middle of no where Virginia and I live in Wisconsin.  I know 48 still seems young, but to be quite frank, she's a pretty bad alcoholic and I don't want to be strapped with all her debt when she passes.  I know that sounds terrible but I don't know what else to do.  So, I was thinking about taking out an affordable policy, if that's possible?  I want to know what I would need from her, if anything, and if anyone knows what a policy might cost me?  When you look online they ask you how long you want your policy to last, like 10,20 or 30 years.  Does that mean if I take out a 20yr policy and she dies before then, I have to keep paying before I get a pay out?  Or, if I take out a 10yr and she dies after, then I just wasted my money?  I just don't understand how it works so if someone could explain it to me in lamens terms, that'd be great.  Thanks!

BEST ANSWER:  Try this site where you can compare quotes: insurecheap.us

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